Personal Checking
0.0000% / 30d
Minimum daily balance: 1,000 RD
Rates & Fees
What you earn, what you pay
Current interest rates by account type and the fee schedule. Some accounts may receive individually approved pricing.
Personal Savings
0.0000% / 30d
Minimum daily balance: 1,000 RD
Business Checking
0.0000% / 30d
Minimum daily balance: 5,000 RD
Business Savings
0.5000% / 30d
Minimum daily balance: 5,000 RD
Interest Rates
Monthly rates by account type. Individually approved pricing is not listed here.
| Account Type | Minimum daily balance | Monthly Interest Rate | Notes |
|---|---|---|---|
| Personal Checking | 1,000 RD | 0.0000% / 30d | - |
| Personal Savings | 1,000 RD | 0.0000% / 30d | - |
| Business Checking | 5,000 RD | 0.0000% / 30d | - |
| Business Savings | 5,000 RD | 0.5000% / 30d | Effective 11 March 2026 |
Personal Checking
Monthly rate 0.0000% / 30d
- Account Type
- Personal Checking
- Minimum daily balance
- 1,000 RD
- Monthly Interest Rate
- 0.0000% / 30d
- Notes
- -
Personal Savings
Monthly rate 0.0000% / 30d
- Account Type
- Personal Savings
- Minimum daily balance
- 1,000 RD
- Monthly Interest Rate
- 0.0000% / 30d
- Notes
- -
Business Checking
Monthly rate 0.0000% / 30d
- Account Type
- Business Checking
- Minimum daily balance
- 5,000 RD
- Monthly Interest Rate
- 0.0000% / 30d
- Notes
- -
Business Savings
Monthly rate 0.5000% / 30d
- Account Type
- Business Savings
- Minimum daily balance
- 5,000 RD
- Monthly Interest Rate
- 0.5000% / 30d
- Notes
- Effective 11 March 2026
Fee Schedule
Fees that are currently active and automatically applied. Deferred fees are not charged until the matching product is available.
| Charge Type | Amount | When It Applies | Applies To |
|---|---|---|---|
| Monthly low-balance maintenance fee | 200.00 RD | Average daily balance below 1000.00 RD for personal accounts or 5000.00 RD for business accounts for the prior month | Personal checking and personal savings below 1000.00 RD average daily balance, plus business checking and business savings below 5000.00 RD average daily balance |
| Dormant account fee | 500.00 RD / month | No customer-initiated activity for 90 days | Personal checking, personal savings, business checking, and business savings |
| Returned deposit item fee | 100.00 RD | A posted deposit is returned or reversed | Personal checking, personal savings, business checking, and business savings |
Monthly low-balance maintenance fee
200.00 RD
- Charge Type
- Monthly low-balance maintenance fee
- Amount
- 200.00 RD
- When It Applies
- Average daily balance below 1000.00 RD for personal accounts or 5000.00 RD for business accounts for the prior month
- Applies To
- Personal checking and personal savings below 1000.00 RD average daily balance, plus business checking and business savings below 5000.00 RD average daily balance
Dormant account fee
500.00 RD / month
- Charge Type
- Dormant account fee
- Amount
- 500.00 RD / month
- When It Applies
- No customer-initiated activity for 90 days
- Applies To
- Personal checking, personal savings, business checking, and business savings
Returned deposit item fee
100.00 RD
- Charge Type
- Returned deposit item fee
- Amount
- 100.00 RD
- When It Applies
- A posted deposit is returned or reversed
- Applies To
- Personal checking, personal savings, business checking, and business savings